(Bloomberg View) --Was the 401(k) a tragic mistake? When you use one of those online calculators to estimate your expected income in retirement, it can sure seem so. Investment returns have proven ...

The average retired worker today gets about $1,920 per month from Social Security, or roughly $23,000 per year. Since that's not a lot of money to live on, you may want to push yourself to build ...

While 401(k)s can be convenient, they do have some serious drawbacks. You may be looking at limited investment choices and high fees. There's also the issue of facing a penalty for taking an early ...

During your working years, the size and your frequency of your paychecks is largely determined by your employer. But once you ...

One of the biggest perks of 401(k) retirement plans is the opportunity for employees to earn "free money" through employer matching contributions; however, recent research from Vanguard Group reveals ...

For some of you, retirement may seem so far off. Consider yourself lucky because in that case, time is on your side to start saving, and many of you may be doing just that with an employer-sponsored ...

Mistakes when rolling over your old 401(k) can be expensive and annoying. Sadly, they are surprisingly common. On a happier note, they also are easy to avoid. First, not all 401(k) assets can or ...

Investors learned the hard way in 2008 that target-date funds don’t necessarily protect them when the market crashes – not even funds that are marketed to people close to retirement age. Now it turns ...

If you're going to save money for retirement (which, to be clear, you should), then you probably want to do it in the most seamless, painless way possible. And that could mean falling back on your ...