When you're shopping for a financial product like a savings account or CD, it can feel like you have to learn a new language to make sense of your options. Banks love to toss around terms like "APY" ...

The dividend rate is the percentage of interest paid to investors on their investments, typically in savings accounts or dividends from stocks, while APY (Annual Percentage Yield) reflects the total ...

Companies may lease assets to optimize financial terms and manage balance sheets. Capital lease interest can be computed using the IRR function in a spreadsheet. Adjust IRR formula for payment ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

The U.S. Department of Education sets annual interest rates on federal student loans once a year. The percentage is based on the 10-year Treasury note, which has been on the rise while the Federal ...

Factor rates are often used for merchant cash advances and short-term loans. Here’s how to convert them into interest rates to better understand the cost of financing. Many, or all, of the products ...