Gold is priced according to its current market value, and any fluctuation in the market price will affect the floating interest rate on loans against gold pledged as security. This amount is directly ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Pexels Gold loans are secured loans ...

The Reserve Bank of India (RBI) has issued a new draft regarding gold loan, which aims to make the rules uniform, transparent and safe. RBI has maintained the ban on giving loans on raw gold (such as ...

Retail gold loans are shining bright in banks’ overall loan portfolio on the back of rise in gold prices, demand shift from unsecured loans and borrower-friendly regulations. This is underscored by ...

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Muthoot Finance doubled its annual gold loan growth guidance to 30–35% after a strong second quarter that saw gold loan AUM jump 45% year-on-year to a record ₹1.25 lakh crore. MD George Alexander ...

In an emergency, most people choose between a personal loan (unsecured) and a loan against gold (secured by your jewellery). A gold loan typically costs less and disburses faster because the lender ...

The surge in gold loans by NBFCs and banks shows no signs of easing – it was Rs 3.16 lakh crore on 19 September 2025 vis-à-vis Rs 1.47 lakh crore a year earlier, according to data released by the RBI.