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This Week’s Personal Loan Rates: August 12, 2025—Rates Fall For Well-Qualified Borrowers
Last week, rates on personal loans dropped. Qualified borrowers can still pick up a worthwhile interest rate, providing the opportunity to finance a project, purchase or unexpected bills. For ...
Our top personal loan lenders, including LightStream, SoFi and Universal Credit, offer low rates and fees and various repayment options for budget flexibility ...
Personal loan rates dropped this week for both 3-year and 5-year terms. The average APR for a 3-year loan is down to 13.31%, while 5-year rates fell to 18.69%. The Fed held rates steady at its last ...
Average personal loan interest rates remain elevated, with the lowest rates available to those with strong credit. Compare offers from multiple lenders to get the best interest rate. Many, or all, of ...
Rates on personal loans dropped last week. This means if you’re in the market for a personal loan, whether to finance a project or major purchase, you can grab a decent interest rate, so long as ...
In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...
Last week, personal loan rates increased. However, it’s still possible for highly qualified borrowers to pick up a reasonable interest rate on a personal loan. If you’re interested in financing a ...
Borrowers who maintain high credit scores and low debt-to-income ratios have the best chances at getting a low personal loan rate. Many, or all, of the products featured on this page are from our ...
Personal loan rates inched higher this week for both 3-year and 5-year terms. The average APR for a 3-year loan rose to 13.71%, while 5-year rates climbed to 19.33%. A rate cut is expected at the ...
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That ‘easy’ personal loan may cost you more than you think. Here’s how to avoid mistakes in 2026
Most borrowers start and end their comparison with one number: the EMI. A lower monthly instalment feels like a win, ...
Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...
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