That 'easy' personal loan may cost you more than you think. Here's how to avoid mistakes in 2026

Most borrowers start and end their comparison with one number: the EMI. A lower monthly instalment feels like a win, especially when budgets already feel tight.

I couldn’t afford to buy Christmas presents and I was £4,500 in debt -but chance encounter helped me pay it all off

AS he sat on the sofa watching telly with his mum on Christmas Day, 56-year-old David Young felt a wave of sadness. The ...